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Here's what the Refix Optimizer and strategy tools output. Sign in to unlock the full interactive version.
Sample output: Refix Optimizer projection
Sample output: Strategy comparison
| Strategy | Total Interest | Loan Term |
|---|---|---|
| Current plan | $472,900 | 29y 8m |
| Optimized split | $454,480 | 27y 11m |
Available tools
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Invest vs Pay Down
Compare paying extra on your mortgage against investing the same cashflow.
Refix Optimizer
Model 6m/1y/2y/3y/5y split options and estimate long-term interest impact.
Split Optimizer
Find smart fixed/floating splits based on your risk and cashflow profile.
Live Rates
Track current NZ mortgage rates across major banks in one place.
Market Stats
See OCR context, lending trends, and housing signals that influence refix timing.
Invest vs Pay Down
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